Caring for horses takes discipline, planning, and consistency. Yet many of us never apply those same skills to our own financial lives. Long hours, irregular pay, and seasonal work make it easy to put money matters aside, but understanding and managing your finances is one of the most empowering things you can do for yourself.
That is why HorseGrooms is partnering with Business and Personal Finance Coach Jenny Schwartz of Drop Your Stirrups to host a virtual personal finance workshop on December 8th. The session will be geared toward grooms but is open to anyone in the equestrian world who wants to feel more confident about money.
The webinar is free for HorseGrooms Insiders, and HorseGrooms Community members receive 50% off the regular $10 price.
About Jenny

Jenny Schwartz combines more than 30 years of experience in finance, government, and business development with a deep understanding of the equestrian industry. She has held senior management positions in the municipal bond industry, served on boards in local government and equine non-profits, and now focuses on mentoring individuals and small businesses, particularly those who are often underserved.
Through her company, Drop Your Stirrups, Jenny has created practical, relatable ways to help horse professionals and enthusiasts improve their financial literacy. She also recently launched an AI-powered course of 100 prompts that guide people in asking better questions about money and building confidence through private, judgment-free learning.
What You Will Learn
This one-hour session will combine inspiration, education, and practical tools. Jenny will walk you through real-world strategies that fit the lifestyle of horse people.
1. The Money Mindset Shift
Financial success starts with mindset. Jenny will explore how early money beliefs can hold you back and how to reframe them to work toward financial stability and freedom.
2. The Wealth Blueprint
Learn key principles like the Rule of 72, which shows how your money grows over time, and the 4% Rule, a simple way to calculate your long-term “freedom number.” Jenny will explain the power of compounding and why consistent saving, even in small amounts, can change your future.
3. Budgeting with Purpose
Budgeting is not about restriction. It is about taking control. Jenny will share how to plan around an irregular income, manage tips, and apply the 50/30/20 rule to a groom’s typical income.
4. Credit and Debt
Understand the difference between good and bad debt, and learn practical strategies like the Snowball and Avalanche Methods to pay off what you owe while staying motivated.
5. Investing 101; Making Your Money Work While You Work
Investing can sound intimidating, but Jenny will show how simple and accessible it can be. You will learn how to start small, use affordable platforms, and understand basic concepts like diversification and Exchange-Traded Funds (ETFs). Her examples are explained through horse-world comparisons, making the topic easy and enjoyable to follow.
6. AI for Grooms; Your Smart Assistant
Jenny will also introduce ways AI can help you organize your work, manage expenses, and even track your financial goals. You will receive 10 free ChatGPT prompts designed to help you take the next step toward financial confidence.


Why It Matters
Financial education is not only for riders, trainers, or business owners. It is for everyone who dedicates their life to horses. Whether you are a show groom, barn manager, home groom, or working student, you can make your money work for you, no matter your income.
This workshop will give you the knowledge to start saving, planning for the future, and even preparing for retirement — proving that financial freedom is possible in the equestrian world.
Join Us
- The Personal Finance for Grooms Webinar will take place on Monday, December 8th at 6PM EST.
- Free for HorseGrooms Insiders
- 50% off the regular $10 for HorseGrooms Community Members
Registration details will follow soon.
For now, mark your calendar and get ready to take the reins of your financial future.

